10 Stress Relief Tips When You Need Money

If you’re financially strapped for cash these days, the following tips below will help you to reduce some of your money woes and relieve your stress.  Feeling like you can’t make ends meet is one of the worst feelings for anyone to experience.  So, here are 10 stress relief tips for when you need money to help alleviate some of your financial woes.

  1. Admit that you have a problem. Many people will try to use avoidance to manage their money problems. It’s time to be real! Avoiding the problem isn’t a real solution. In fact, you will continue to have the same problem with your finances over and over if you chose to avoid it. Every time you have to pay a bill, you end up feeling the same stress again and again.  While you may gain some temporary relief and feel moments of freedom by avoiding the issue, but deep down you’ll always be worried about money.
  2. Track your expenditures. Part of getting real about your situation is you simply don’t know where your money is going. This is why it’s important for you to start tracking how much money you spend and where you are spending it. For example, when you actually see how much you’re spending just going out, you’re bound to find some places where you can make different choices that are more financially sound.
  3. Cut down costs. Look for as many ways to trim expenses as possible.  For some people, this means no more Starbucks or other expensive coffee shop trips.  Start making your own coffee. For others, it may mean to eliminate cable TV services.  There are many luxuries we tend to think of as necessities.  You need to get rid of any expenditures that are luxuries when you really can’t afford them.
  4. Focus on free activities. If you look around, you’re bound to find things you can do in your community that are free or very inexpensive.  This is a great way to save money on entertainment while still being able to relax and enjoy downtime. For example, going for a nature walk.
  5. Look for ways to increase income. Sometimes just making a little more money can relieve your budget a lot.  Try working seasonal, part-time, or temporary jobs to bring in a little extra money.  Internet or affiliate marketing also provides a way to work from home with flexible hours and can really add to your income.

  1. Focus on the family. If you have a family, get them involved. Life can be even more stressful when parents feel like they’re the only ones with the responsibility to deal with family finances. While you don’t need to burden your children with financial fears, you do need to teach them how to manage their money and help to cut costs by turning off lights, computers, etc. when they’re not in use.  Let them be part of household financial decisions.
  2. Improve job skills. When you need more income in your household, it may be time to improve your job skills.  Workshops and certifications can help you to land a better, higher-paying job. Educate yourself with free resources on finance and wealth building.
  3. Live within your means. Many people live in homes that are too expensive with car payments they really can’t afford. It may be time for you to downsize to a less expensive lifestyle in order to save yourself financially.
  4. Focus on your health. When finances are stressful, other areas of your life tend to go along.  In times of financial stress continue to eat healthy foods and get regular exercise.  This will help to reduce stress and keep you healthy.
  5. Improve relaxation. If your mind is busy with the stress of financial problems, it helps to take a few moments each day to get centered. You can try stretching your body to release some of that tension. Meditation and prayers for just a few minutes each day can also help you to feel better.

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